Stellarport Terms of Service Effective Date: 2024-12-15 These Terms of Service ("Terms") govern your access to and use of the Stellarport website located at https://stellarport.io (the "Website") and related services (the "Services"). By accessing or using the Website or Services, you agree to be bound by these Terms. If you do not agree, you must not use the Website or Services. -------------------------------------------------------------------- 1. Legal Entity and Scope -------------------------------------------------------------------- The Services are operated by Stellarport LLC ("Stellarport", "Company", "we", "our", "us"). These Terms apply to all visitors, account holders, and any person who interacts with the Website or Services. Stellarport is not a bank, credit institution, payment institution, or licensed money transmitter under the laws of any jurisdiction. No banking, fiat remittance, or regulated payment services are provided. -------------------------------------------------------------------- 2. Eligibility -------------------------------------------------------------------- - You must be at least 18 years old to use the Services. - You may not use the Services if prohibited by applicable law in your jurisdiction. - By using the Services, you represent that you are not subject to any sanctions, restrictions, or prohibitions under applicable law. -------------------------------------------------------------------- 3. Account Verification and KYC/EDD -------------------------------------------------------------------- - Stellarport may require you to complete Know Your Customer (KYC) and/or Enhanced Due Diligence (EDD) verification before granting or continuing access to the Anchor Services. - You agree to provide accurate and complete information and to update it as necessary. - Stellarport reserves the right to suspend or terminate access if verification cannot be completed to our satisfaction. -------------------------------------------------------------------- 4. Tax & Regulatory Status -------------------------------------------------------------------- By using the Services, users acknowledge and agree that they are solely responsible for ensuring that their use of the Services complies with all applicable laws and regulations in their jurisdiction, including any licensing, reporting, or tax obligations that may apply to them. -------------------------------------------------------------------- 5. Transaction Limits -------------------------------------------------------------------- To manage regulatory risk and ensure compliance with anti–money laundering (AML) and counter-terrorist financing (CTF) obligations, the following limits apply: - Tier 1 (Basic Verification): Customers who have completed basic identity verification are limited to an aggregate value of deposits and withdrawals not exceeding One Thousand Five Hundred United States Dollars (USD 1,500.00) within any rolling thirty (30) day period. - Tier 2 (Enhanced Due Diligence - "EDD"): Customers who have successfully completed Enhanced Due Diligence review, including submission of additional documentation as requested, may be permitted to transact up to an aggregate value of Five Thousand United States Dollars (USD 5,000.00) within any rolling thirty (30) day period. - Rolling Period Definition: For the purposes of these limits, a rolling thirty (30) day period is measured retrospectively from the time of each transaction request, covering all transactions completed during the preceding thirty (30) consecutive days. - Non-Circumvention: Use of multiple accounts, related parties, or other methods to avoid these limits is strictly prohibited and constitutes a material breach of these Terms. - Discretion: Stellarport may impose stricter limits, request additional documentation, or suspend transactions at its sole discretion. -------------------------------------------------------------------- 6. Deposits and Withdrawals -------------------------------------------------------------------- - Deposits and withdrawals are subject to technical conditions, including correct trustlines, memos/tags, and minimum amounts. - Deposits or withdrawals failing to meet these requirements may be delayed, rejected, or considered abandoned. - Transactions are considered final and settled once confirmed on the Stellar network. -------------------------------------------------------------------- 7. Fees -------------------------------------------------------------------- - Trading: Stellarport does not charge any trading fees. Trading is free. - Withdrawals: A combined structure applies—a percentage fee plus a fixed asset fee: * Percentage Fee: 2% of the withdrawal amount. * Fixed Fee per Asset: - BTC: 0.001 BTC - ETH: 0.02 ETH - XRP: 45 XRP - LTC: 0.35 LTC - KYC Fee: A one-time fee charged on the initial deposit or withdrawal after a KYC check: - BTC: 0.0009 BTC - ETH: 0.025 ETH - XRP: 30 XRP - LTC: 0.1 LTC - Stellarport reserves the right to update fees at any time without prior notice. -------------------------------------------------------------------- 8. Risks and Disclaimers -------------------------------------------------------------------- - Digital assets are volatile and risky. You may lose some or all of your value. - Stellarport does not guarantee liquidity, value stability, or uninterrupted availability of Services. - You are solely responsible for understanding the risks of using digital assets. -------------------------------------------------------------------- 9. Prohibited Use -------------------------------------------------------------------- You may not use the Services for any unlawful purpose, including but not limited to: - Money laundering, terrorist financing, or fraud. - Transactions with sanctioned persons or jurisdictions. - Structuring transactions to avoid reporting or limits. -------------------------------------------------------------------- 10. Suspension and Termination -------------------------------------------------------------------- - Stellarport may suspend or terminate your access immediately if you breach these Terms, if required by law, or if your activity poses risk to the Company. - Upon termination, all outstanding obligations shall remain enforceable. -------------------------------------------------------------------- 11. Limitation of Liability -------------------------------------------------------------------- - The Services are provided "as is" and "as available" without warranties of any kind. - Stellarport shall not be liable for indirect, incidental, special, or consequential damages arising from your use of the Services. - In no event shall Stellarport’s aggregate liability exceed the total fees paid by you in the preceding 12 months. -------------------------------------------------------------------- 12. Amendments -------------------------------------------------------------------- - Stellarport may amend these Terms at any time by posting the updated version on the Website. - Continued use of the Services after the effective date of any changes constitutes acceptance of the amended Terms. -------------------------------------------------------------------- 13. Governing Law -------------------------------------------------------------------- These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict-of-law principles. -------------------------------------------------------------------- 14. Privacy -------------------------------------------------------------------- Your use of the Services is also subject to the Privacy Policy, available at https://stellarport.io/privacy.txt -------------------------------------------------------------------- End of Terms --------------------------------------------------------------------